Privacy Policy: granitepointretirement.com

Effective date: October 14, 2026 · Who we are: Granite Point Retirement LLC, 1712 6th Ave, Suite 100 PMB 1124, Tacoma, WA 98405, eric@granitepointretirement.com ("Granite Point," "we," "us").

1. What this covers

This policy describes how we collect, use, share, and retain information when you visit granitepointretirement.com, take the Retirement Protection Checkup, or communicate with us by phone, text, or email.

2. Information we collect

Contact information you provide: name, mobile number, email address.
Checkup responses you provide: retirement stage, primary concern, where your retirement money is held, state of residence, timeline, and a self-selected savings range. You may select "Prefer not to say" for the savings range.
Consent records: when you give consent to be contacted, we record the date and time, your IP address, your browser/device information (user agent), the version of the consent language you agreed to, and the page URL.
Communications: a log of messages we send you and messages you send us (including text-message replies such as STOP or HELP).
Appointment recordings: if you agree when an appointment starts, a recording of that appointment, its transcript, and a written summary prepared for your file.
Documents and answers you send before a Strategy Review: account statements, Social Security statements, a pension estimate, a tax return if you choose to send one, your answers to 11 questions about money and risk, and when you confirmed receiving our disclosure form and agreed to get documents electronically, with your IP address and browser/device information (user agent) at that time.
Technical and usage data: pages viewed, links and buttons clicked, quiz steps completed, approximate location from IP, device and browser type, the ad or link that brought you to the site, and advertising click identifiers (such as a Facebook or Google click ID), collected via cookies and similar technologies (Section 5).

3. How we use information

To generate and deliver your personalized Checkup result.
To contact you by phone, text message, and email about retirement and annuity options, if you have given consent. Consent is not a condition of any purchase.
To connect you with a licensed insurance agent in your state and to schedule appointments you request.
To prepare your Strategy Review, and any application you choose to start, from the documents and answers you send.
To operate, measure, and improve the site and our advertising (analytics and ad-measurement, Section 5).
To honor opt-outs, maintain suppression lists, and meet legal and record-keeping obligations.

4. How we share information

We do not sell your personal information, and we do not resell leads. We do not share your mobile phone number or your text-messaging (SMS) consent with third parties or affiliates for their own marketing or promotional purposes. Your information goes to one licensed insurance agent, not to call centers or lead brokers. We share information only with:

Service providers (processors) who help us run the business: website hosting (Vercel), database (Airtable), text messaging (Twilio), email delivery (Resend), scheduling (Cal.com), workflow automation (n8n), appointment recording (Zoom), appointment summaries and paperwork (Claude, an AI service from Anthropic; it processes the transcript of a recorded appointment, and the documents and answers you send before a Strategy Review, to prepare internal summaries and paperwork for your file), retirement reports (Case Central, from Gradient; it receives the documents and answers you send before a Strategy Review, to prepare your reports), video hosting (YouTube, a Google service; loads only if you choose to play a video on our site), analytics (Google Analytics), and advertising measurement and remarketing (Meta and Google Ads). Each receives only what its function requires.
The licensed insurance agent who handles your review and any subsequent insurance business, and the insurance organizations involved in servicing an application you choose to submit.
Authorities or parties when legally required (e.g., subpoena, regulatory request) or to protect rights and safety.

Text-messaging (SMS) opt-in and consent data are excluded from every sharing category above: this information is never shared with third parties or affiliates for their own marketing or promotional purposes.

5. Cookies, analytics, and advertising measurement

We use Google Analytics 4 to understand how visitors move through the site (page views, links and buttons clicked, quiz-step events, and video engagement on our own pages). Our own cookies remember the ad or link that brought you to the site, for up to 90 days, so we can tell which ad or page led to your request. If you send us your contact details, a cookie of our own also lets us note when this browser comes back to the site and which page it opens first, for up to 13 months, so we can time any follow-up. We never sell this information or send it to advertising or analytics platforms. We use the Meta Pixel and Meta's Conversions API to measure advertising; where used, identifiers such as your email address, phone number, first name, state, country, and a reference number we assign to your request are hashed before transmission, your IP address and browser/device information (user agent) are sent to match your activity to our ads, and we do not send your savings range, score, or other financial attributes to advertising platforms, except to stop showing our ads to people the checkup has already ruled out. You can limit cookies through your browser settings; industry opt-outs are available at aboutads.info/choices.

Ads based on your visits (remarketing). We may show our ads to people who have visited our site. We use Remarketing with Google Analytics and the Meta Pixel for this: first-party cookies (such as the Google Analytics cookie) and third-party cookies and device identifiers work together to note your visits. Third-party vendors, including Google and Meta, then show our ads on their own sites and apps (such as YouTube, Facebook and Instagram) and on other sites and apps across the internet, based on your past visits to our site. We do not use your savings range, score or other checkup answers to pick who sees these ads, except to stop showing them to people the checkup has already ruled out. You can opt out of Google's use of cookies and device identifiers in Google's Ads Settings (adssettings.google.com), of Meta's under Ad preferences in your Meta Accounts Center, and of many companies' at the Network Advertising Initiative opt-out page (optout.networkadvertising.org), or through your device's ad settings. To opt out with us directly, email eric@granitepointretirement.com and we will stop using your visits for our ads.

6. Text messages, calls, and email: your choices

Text: reply STOP at any time to stop texts (also honored: QUIT, END, CANCEL, UNSUBSCRIBE, REVOKE, OPT OUT). Reply HELP for help. Message frequency varies. Msg & data rates may apply.
Email: every marketing email includes an unsubscribe link.
Calls: ask us to stop calling at any time, or email eric@granitepointretirement.com.

Opt-outs are processed promptly and recorded on a suppression list so they stick.

7. Retention

Consent records and communication logs are retained for at least five (5) years. Records relating to an insurance recommendation or transaction are kept for at least five (5) years after the transaction is completed. Advertising materials are archived for at least four (4) years. Other information is kept only as long as needed for the purposes above or as law requires.

8. Your rights and requests

You may request access to, correction of, or deletion of your personal information by emailing eric@granitepointretirement.com. We honor requests unless a record must be kept by law (for example, consent and suppression records). We respond within a reasonable time and may verify your identity first.

9. Security, children, and scope notes

We use reasonable administrative and technical safeguards; no method of transmission or storage is 100% secure. The site is intended for adults and is not directed to anyone under 18. The site is intended for U.S. residents; we currently work with residents of the states listed in the Checkup.

10. Changes and contact

We may update this policy; the effective date above changes when we do, and material changes are posted on this page. Questions or requests: eric@granitepointretirement.com or 1712 6th Ave, Suite 100 PMB 1124, Tacoma, WA 98405.